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Road Risk Insurance

Our road risk insurance policies are aimed at smaller businesses and individuals working in the motor trade. You will need road risk insurance if you need to drive vehicles which you don’t own. Whether you buy and sell cars from home, work as a mechanic or run your own car valeting business, we can provide the right level of road risk insurance cover to make sure you’re fully protected.

The difference between a motor trade road risk policy and a private motor policy is that the road risk insurance policy specifies only the driver and not any one vehicle – meaning that you are covered to drive any vehicle in connection with your trade. Our policies include cover for driving or moving vehicles as part of your day-to-day business activity and we can include public liability cover.

MOTOR TRADE ROAD RISK INSURANCE

If you’re a full time trader or a part-time trader, we are specialists when it comes to motor trade road risk insurance. We pride ourselves on our motor trade expertise and our ability to arrange the correct insurance solution to those working in the industry. We’ll not just provide you with a motor trade road risk insurance policy, but with the advice and expertise you need to get your business running at its best.

If you’re a new trader, then we know what you need to make sure you’re properly covered. We offer increased discounts for first time traders, as we understand the fact that you know what you’re doing and just want to get on with running your business!

You can get a quote online below, or contact our friendly team for more information on 0330 053 5110.

Motor Trade Combined

Motortrade Insurance

Get a Cheap Quote Now – Complete Online

Please make sure you fill in all the areas marked with a * to send your request first time.

Step One - General Information

Full name *

Trading name ( if applicable )

Date of Birth *

Email address *

Best number to call *

Number of years no claims bonus available *

House number / name *

Home post code *

Business post code

How did you find out about us

Next Step

Step Two - Employment & Licence

Are you a full or part time motor trader

Are you employed or self employed

Type of licence held

Time licence held

Business description

If you have chosen 'other' from Business description please specify below

Is demonstration cover required

Is additional business use required

Next Step Previous

Step Three - Vehicles You Deal With

Will you deal with any of the following areas? Please change the options below if applicable.

General vehicles only

Imports

Motorcycles

Breakdown recovery

High performance, prestige or sports

Classics

Salvage or scrap

Modified or kit

Commercial vehicles over 7.5 tones GVW

Next Step Previous

Step Four - Drivers, Claims and Convictions

Do you require any personal vehicles to be covered on this policy

Who is to be named on the policy

Have any claims be made in the last 5 years

Please fill in a description in the box below

Have there been any convictions in the last 5 years

Please fill in a description in the box located below.

If you picked the option for Spouse / Common Law Partner please click here

Make sure click on the additional driver option and fill in the the boxes in this section.

Additional Driver

Name of Spouse / Common Law Partner

Date of Birth

Any claims in the last 5 years

Any convictions in the last 5 years

If you have answered YES to the above questions regarding convictions and claims please enter a description in the box below.

If you picked the option for Insured and Named Driver please click here

Make sure you fill in the relevant areas below.

Number of additional drivers

Depending on the number of drivers you have selected from above, please click on the relevant driver and fill in the boxes within that section.

Driver 1

Name

Relationship to proposer

Date of Birth

Any claims in the lat 5 years

Any convictions in the lat 5 years

If you have answered YES to the question regarding claims and convictions please enter a description in the box below.

Driver 2

Name

Relationship to proposer

Date of Birth

Any claims in the lat 5 years

Any convictions in the lat 5 years

If you have answered YES to the question regarding claims and convictions please enter a description in the box below.

Driver 3

Name

Relationship to proposer

Date of Birth

Any claims in the lat 5 years

Any convictions in the lat 5 years

If you have answered YES to the question regarding claims and convictions please enter a description in the box below.

Driver 4

Name

Relationship to proposer

Date of Birth

Any claims in the lat 5 years

Any convictions in the lat 5 years

If you have answered YES to the question regarding claims and convictions please enter a description in the box below.

Driver 5

Name

Relationship to proposer

Date of Birth

Any claims in the lat 5 years

Any convictions in the lat 5 years

If you have answered YES to the question regarding claims and convictions please enter a description in the box below.

Driver 6

Name

Relationship to proposer

Date of Birth

Any claims in the lat 5 years

Any convictions in the lat 5 years

If you have answered YES to the question regarding claims and convictions please enter a description in the box below.

Next Step Previous

Step Five - Cover Required

Cover required

Maximum vehicle value *

No claims bonus available

Has no claims been earned on a motor trade policy

How has no claims bonus been earned ( e.g. car, bike, taxi)

Would you require an increased excess to reduce your premium ( standard excess is £250)

If you have answered YES to the above question please select one of the amounts from below.

Best quote so far (£)

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