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Personal - 0330 053 5110

Commercial - 0330 053 5115

Existing Clients - 0121 559 8896

Mon-Fri: 09:00-17:30 Sat/Sun: Closed

Motor Trade Insurance
  •   Over 30 years experience
  •   Catering for all businesses big and small
  •   Great service and great value prices

Motor Trade Insurance FAQ’s

What is a motor trade insurance policy?

A motor trade insurance policy is designed specifically to cover private individuals or businesses that generate an income from the motor trade industry.

Does my business need motor trade insurance?

If you deal with customer vehicles or purchase vehicles for resale then you would require a motor trade insurance policy to cover you legally. Additional motor trade activities can include repairing and servicing vehicles, mobile mechanics, valeting, collection and delivery, tyre fitting and security device installers. Any business that that accepts custody or control of vehicles belonging to others will need motor trade insurance.

What does motor trade insurance cover?

Our motor trade insurance covers vehicles in your custody or control for motor trade purposes. Often the policy can also cover your personally owned vehicles for social domestic and pleasure use.

How much does motor trade insurance cost?

Our Motor Trade Insurance starts at under £400 – however each policy is tailored to suit the requirements of the policyholder and costs reflect that.

Does motor trade insurance cover me for all of my vehicles?

All vehicles are insured for a trade value under a motor trade policy. Where the policy includes cover for your personal vehicles, these can also be added.

What ages do you have to be to get motor trade insurance?

Motor trade insurance can be available from 23 years old, however most insurers set a minimum age of 25 years old.

Can I get motor trade insurance if I have a CCJ?

Yes, you can get motor trade insurance if you have CCj’s on your record – however this may affect the premium, so it’s best to get in touch with us and let our expert advisors help you to get the best and cheapest motor trade policy possible.

Can I get motor trade insurance if I have motoring convictions?

Yes, although major motoring convictions can make it more difficult to obtain a motor trade policy. If you are unsure, we recommend to call us and speak to an advisor who can help you.

Why Choose Us?

  • We offer a wide range of insurance policies for businesses of all sizes
  • Tailored policies to meet your needs
  • No legal jargon, simple straightfoward service
  • We have over 30 years experience
  • Great value insurance without compromising on quality
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